Obtain the necessary consents from lenders and . Keep in mind that you may lose property tax exemptions or be charged gift taxes for adding someone to your title. The answer to the question, "How do you add a joint owner to a property?" A B C D E F G H I J K L M N O P Q R S T U V W X Y Z, Alcona County Register of Deeds If you want to transfer title to a friend or your child, the same principle applies. The web Browser you are currently using is unsupported, and some features of this site may not work as intended. In order to accomplish this, you can't just pen in the name on your deed. Phone Number: 906-863-2822 In some cases, you may be able to order the deed online. 7064 Crowner Drive Phone Number: 989-832-6820 Phone Number: 231-256-9682 This can be an issue at tax time, as the Internal Revenue Service requires donors to pay gift taxes if they give away more than a certain amount in cash or property to one person during the year. Otherwise, there is a presumption that the ownership interest will be equal. https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds Fax Number:269-945-1298 "Frequently Asked Questions on Gift Taxes." One of the most common incorrect assumptions in real estate is that someone can be added to a deed. The lawyers of Roberts & Roberts are Killeen attorneys providing legal services in the fields of real estate, probate, estate planning, and business law. You're not guaranteeing you have any interest at all, or that you have particular ownership or possession rights. We use cookies to make wikiHow great. "What Is Joint Tenancy and When Should I Use It?" Houghton, MI 49931 Box 438 Box 538 Phone Number: 734-240-7390 Phone Number: 906-875-3321 Leave the notary section blank. There's no harm in asking your bank or mortgage company if you can simply add a person to your mortgage. Property ownership, transfer laws and deed practices differ depending on the state in which you live. Fax Number: 269-781-0720 Phone Number: 906-643-7306 Please contact our friendly staff at your convenience. Without reading this article, I would have pursued a different route. If one of the spouses already has someone they want to add to the property, it is best not to bring this into the picture during the divorce proceedings. Marshall, MI 49068 Email: registerofdeeds@isabellacounty.org Traverse City, MI 49684 If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. Bellaire, MI 49615 http://alconacountymi.com/?page_id=390, Alger County Register of Deeds Nor can a co-owner simply take away another party's interest in a property by executing a new deed without that other party. 111 S. Michigan Avenue Ithaca, MI 48847 St. Joseph, MI 49085 Fax Number: 989-895-4296 Phone Number: 231-873-4158 Phone Number: 231-627-8808 Next, obtain a quitclaim form from the county recorders office where the property is located. Joint Tenants. When you add a person to your deed, you're essentially giving them a gift of a percentage of your property. These exemptions vary among states. Real Property 313-224-5854 Phone Number: 616-527-5320 You can't have it both ways, however. Court House Uniform Commercial Code Section Procedures vary by state, so it's best to hold off signing the deed until you're in the presence of the notary at the recorder's office so that the signatures can be witnessed. https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds 1101 Beach Street, Room 138 Phone Number: 989-426-7551 Phone Number: 586-469-7953 Fax Number: 231-845-7977 1045 Independence Blvd. Phone Number: 616-632.7610 P.O. International Center Home. To continue the previous example, suppose you added your spouse to the deed for the house you bought for $100,000. Fax Number: 906-387-2156 Phone Number: 231-533-6683 Procedures vary by state and altering ownership in your property can have repercussions, so it's wise to consult an attorney before adding anyone to your deed. He focuses mostly on finance writing and has a passion for real estate, credit card deals, and investing. http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds Email: regofdeeds@co.montcalm.mi.us http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds Phone Number: 517-546-0270 Enjoy! Michigan Works - Saint Clair. Harrisville, MI 48740 This most simple answer is yes. Be aware that adding a person to your deed can cause you to lose property tax exemptions, based on how the deed is worded. There are companies that will offer to provide you a copy of your deed, but you're better off dealing with the recorder's office directly. Did you know you can get premium answers for this article? % of people told us that this article helped them. http://recording.crawfordco.org/recorder/web/, Delta County Register of Deeds Fax Number: 906-863-8839 Courthouse 100 W. Main Street MCL 565.8. Box 399 How do we add my name to note? 255 W. Main Street To avoid probate, you must choose an ownership relationship that includes a right of survivorship. County Government Building Part 1 Understanding How It Works Download Article 1 Contact your lender. "I live in a home purchased 10 years ago by my now-deceased mom. https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds Phone Number: 231-745-4641 Tawas City, MI 48764 https://oceana.mi.us/departments/register-of-deeds/, Ogemaw County Register of Deeds Fax Number: 269-982-8659 ", Unlock premium answers by supporting wikiHow, http://www.washingtonpost.com/realestate/before-adding-a-loved-one-to-a-house-deed-think-hard-first/2013/11/27/b02538c8-51fc-11e3-9fe0-fd2ca728e67c_story.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119-2.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119.html, http://www.saclaw.org/Uploads/files/forms/QuitclaimDeed.pdf, http://www.washingtonpost.com/wp-dyn/content/article/2008/02/29/AR2008022901680.html, http://www.saclaw.org/Uploads/files/Step-by-Step/sbs-deeds.pdf, incluir a un cnyuge en un ttulo de propiedad. http://www.masoncounty.net/departments/register-of-deeds/, Mecosta County Register of Deeds [1] P.O. Some states require extra steps, such . Fax Number: 231-237-0106 Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, Schoolcraft County Register of Deeds Please Note: The Register of Deeds Office does not prepare or change documents and cannot provide legal assistance. You might want your spouse to automatically be able to retain ownership of the property if you should become deceased. Planning & Economic Development. Tenants by the Entirety. My spouse died, how do I remove my spouse's name from my deed? Then, you will have to file a quitclaim deed and then refile another deed to add the new person to the house deed. Phone Number: If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. how to add someone to a deed in michigan . Phone Number: 906-337-2229 Newberry, MI 49868 To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorders office. https://www.vanburencountymi.gov/499/Register-of-Deeds, Washtenaw County Register of Deeds Box 269 Fax Number:517-264-4543 51 S Macomb St Box 110 Phone Number: 269-983-7111 ext. Some financial institutions give consent, allowing you to add another person to your property deed without requiring you pay off your loan. Fax Number: 269-467-5593 Email: clerk@cheboygancounty.net 304 E. Ludington Ave. Fax Number: 231-882-0167 There are two ways to get a deed. P.O. Phone Number: 231-724-6271 Strike a line through any verbiage on the deed that does not apply to your circumstances. West Branch, MI 48661 Especially if you previously consulted an attorney, you may want to have them look over the new deed and make sure it will achieve your goals for co-ownership of your house. Phone Number: 231-779-9455 Alpena, MI 49707 Fax Number: 989-790-5278 Fax number: 906-663-4660 Accessed April 10, 2020. Feel free to contact us with your questions, concerns or needs by email or by phone at 989-224-5270. Phone Number: 269-673-0390 https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds This might not be an option if one of the owners does not have good credit. This is wonderful!". If you live in a community property state, you can specify the home or land is community property with a right of survivorship. You will have to file a quitclaim deed and then file a new deed with joint ownership. 219 Paw Paw Street, Suite 102 1087 Newell St. Pontiac, MI 48341-0480 Harrison, MI 48625 A Michigan lady bird deed form allows a person to retain control over Michigan real estate during his or her life and automatically transfer the real estate at his or her death. Phone Number: 906-884-4255 These companies will charge significantly more money than you would pay if you got a copy directly from the recorder's office. The difference between tenancy by the entirety and joint tenancy with right of survivorship is that if one spouse has debts, that spouse's creditors can't go after the other spouse's interest in the property to cover those debts. Suite 400 Phone Number: 231-348-1761 P.O. Fax Number: 313-224-5884 Pleasant, MI 48858 120 North Main This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. She received her JD from Indiana University Maurer School of Law in 2006. Returning to the $100,000, suppose you create a TOD deed for your spouse. https://www.leelanau.gov/registerofdeeds.asp, Lenawee County Register of Deeds 200 Grand River Avenue You'll become joint tenants with rights of survivorship. If you are added to the deed of someone else's home, you are not automatically responsible for the mortgage and payments, only if they add you to the mortgage, too. Fax Number:231-839-3684 Email: rod@shiawassee.net https://www.stjosephcountymi.org/government/register-of-deeds, Tuscola County Register of Deeds Get a copy of your current deed and select the type of new deed form you want to use. We do not have any blank deed forms available in our office. Hastings, MI, 49058 You may have to fill out a form to have the deed officially recorded, as well as pay a small fee. % of people told us that this article helped them. https://www.stclaircounty.org/offices/register_of_deeds/, St. Joseph County Register of Deeds Unless you know real estate and property records fairly well, it's usually safer to let the title company do it. Depending on your spouses financial status and earnings history, adding his name to your deed may make you ineligible for refinancing, a reverse mortgage, or certain government benefits such as Medicaid. Phone Number: 616-994-4510 Email: rdeeds@gogebic.org County Administration Building A trustee of a trust is the person or agent who is appointed to administer the trust. Fax Number: 989-344-3223 Rogers City, MI 49779 Then, sign the completed form in the presence of a notary before submitting it to the recorders office! If you own your own home, you may decide that you want to add someone, such as a new spouse or an adult child, to your house title. Strike a line through any verbiage on the deed that does not apply to your circumstances. . The most common scenario where you might want to add someone to your deed is if you own a home and you get married. Fax Number: 989-731-7519 415 Third Street Charlotte, MI 48813 In short, no one can be passively removed from a title. Or, it could be that you want the ownership of your property to go to your child in the event of your death. To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. 200 Division Street, Suite 150 About the Author. The notary will charge a small fee to witness your signature and notarize your deed, typically less than $10. https://montcalm.org/government/register_of_deeds/index.php, Montmorency County Register of Deeds Laws regarding deed transfer in Michigan also allow joint tenancy, which is joint ownership between multiple owners, such as a group of business partners. Phone Number: 231-547-7204 220 W. State St. Room 102 The easiest and most common way to do this is with a quitclaim deed and the refiling of a new deed with joint ownership. http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, Bay County Register of Deeds Phone Number: 231-592-0148 What or who is a trustee of a trust? 100 E. State Street, Suite 2500 https://www.newaygocountymi.gov/departments/register-of-deeds/home/, Oakland County Register of Deeds Phone Number: 517-788-4350 Phone Number: 269-657-8242 Adding your spouses name to the deed will expose your property to any judgments against him. Box 718 Suite M-3 Fax Number: 989-345-6221 Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin are community property states. If you look at your property tax statement, it should indicate whether you're receiving any property tax exemptions. Email: ROD@ioscocounty.org You can buy one of these policies by paying a one-time fee, which typically is relatively low. What form do I need in order to change my last name on the deed to my new married name? The types of transfers that are excluded vary among states. 500 Lake St. Phone Number: 989-317-4089 151 E. Huron Street You, as the "grantor" -- the property owner -- make out a deed conveying title to two "grantees," yourself and your partner. Email: register@wexfordcounty.org P.O. Use a typewriter or computer printer when filling in the information on the deed to ensure it is legible. Obtain a blank quit claim deed form from an office supply store, attorney or title company. 806 W. Houghton Avenue, Room 104 Here's a way to pass the interest in your home deed onwhile you're alive. If your goal is to avoid probate, you must specify in the deed that you are claiming as joint tenants with a right of survivorship. https://www.allegancounty.org/departments/register-of-deeds, Alpena County Register of Deeds Support wikiHow by Fax Number: 231-779-5352 Phone Number: 269-781-0707 P.O. Talk to a property law attorney if you're interested in creating a tenancy by the entirety. This article was written by Jennifer Mueller, JD. 301 N. Main St. MCL 565.221. http://www.oakgov.com/clerkrod/Pages/default.aspx, Oceana County Register of Deeds Box 377 P.O. Fax Number: 989-734-0506 You can also find out by contacting the tax assessor's office in your county. 437 E. Division Box 70 Hart, MI 49420 The best advice is to consult an attorney who specializes in these issues regarding the specifics of your situation. She began working in the fitness industry in 1987, and her experience includes editing and publishing a workout manual. Finally, neatly fill out your new deed, sign in the presence of a notary, and file the new deed at the county recorders office. If youve recently married and already own a home or other real estate, you may want to add your new spouse to the deed for your property so the two of you own it jointly. Public Works . However, if you own the property as tenants in common and one owner dies, that owner's interest in the property goes to his heirs, and the other owner only keeps whatever she had before the death. The chain of title in real estate has been established so that an interest in real estate cannot be valued by the amount of time an owner has been in possession of the real estate. Phone Number: 906-341-3618 Grayling, MI 49738 Menominee, MI 49858 This might end up activating the due-on-sale clause if it is part of your mortgage clauses. My son has no interest in the property and has his own. Phone Number: 810-257-3060 Petoskey, MI 49770 How you add the person to your title affects whether the surviving owner must go through probate. MCL 565.201a. 301 W. Upton Roscommon, MI 48653-7664 Phone Number: 231-689-7246 Jensen attended Idaho and Boise State Universities. 400 Elm Street For example, "Suzy Sunshine and Martin Moon" or "Suzy Sunshine or Martin Moon. Phone Number: 906-225-8415 A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. Jackson, MI 49201 225 W. Main Street It doesn't matter whether you intended it to be a gift or not. http://clerk.macombgov.org/Clerk-RegisterOfDeeds, Manistee County Register of Deeds 400 Boardman 605 N. Birch St. 120 N. Broadway You also may have to pay any property taxes that have been reassessed as a result of the change in ownership. To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. Phone Number: 989-826-1116 Warranty deeds come with some type of . Phone Number: 989-731-7551 Generally, anyone who dies during the first 120 hours after . County Courthouse Building 3. 720 W. Chisholm Street Phone Number: 906-524-6100, ext. Your county recorders office will have a list of ways to claim property. If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. Fax Number: 810-768-7965 However, this action can have a financially devastating outcome if you dont prepare in advance. 125 W. Main St. http://www.baycounty-mi.gov/rod/, Benzie County Register of Deeds Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Approved. not mine. Phone Number: 989-269-9941 Fax Number: 906-524-6432 Fax Number: 989-426-6902 That applies only to married couples. P.O. 705 S. Stephenson Ave. Box 8645 P.O. Get a copy of the title deed from your county clerk's office. Evaluating Financial and Legal Consequences, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/v4-460px-Add-Someone-to-Your-House-Title-Step-1.jpg","bigUrl":"\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/aid9653557-v4-728px-Add-Someone-to-Your-House-Title-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"